Paying for School: How to Find Student Grants and Loans in Canada


Whether you’re in high school or already enrolled as a full or part-time student at college or university, there are government resources to help you pay for your tuition, living expenses, and more.

Canadians have access to a lot of student grants and loans. Here’s how you can find and apply to all the financial aid you need to pay for college and university.

Student Loans

The Government of Canada works with most provincial or territorial governments to offer student grants and loans. In all situations, you apply with your province or territory of residence. The amount you can receive is calculated when you apply.

These loans do not need to start being repaid until 6 months after you graduate or finish your studies. (Here are some tips on how to pay them back quickly.)

Student Grants

Grants do not need to be repaid and it’s possible that you’re eligible for more than one kind of grant.

The grant amounts you can receive depends on factors such as:

  • your province or territory of residence
  • your family income
  • if you have dependents
  • your tuition fees and living expenses
  • if you have a disability

You can read more about Canada’s student grants and loans here.

Who is Eligible?

How to Apply

The key for you is to take advantage of your provincial or territorial aid office. Every province and territory is different, but each one will help you:

  • Find out if you’re eligible for student grants and loans
  • See how much money you can get
  • Apply for all provincial/territorial and federal student grants and loans in one application

Once you apply, your province or territory will reach out to you for next steps.

Scroll down to your province or territory to find the student grants and loans that are available to you. Good luck!


Student grants and loans

British Columbia

Student grants and loans


Student grants and loans

New Brunswick

Student grants and loans

Newfoundland and Labrador

Student grants and loans

Northwest Territories

Student grants and loans

Nova Scotia

Student grants and loans


Student grants and loans


Student grants and loans

Prince Edward Island

Student grants and loans


Student grants and loans


Student grants and loans


Student grants and loans

If you’re looking to supplement any student grants or loans with some more financial assistance, be sure to check out StudentAwards for scholarships, bursaries, and student awards.