Paying for School: How to Find Student Grants and Loans in Canada

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Canadians have access to a lot of student grants and loans. Here’s how you can find and apply to all the financial aid you need to pay for college and university.

Whether you’re in high school or already enrolled as a full or part-time student at college or university, there are government resources to help you pay for your tuition, living expenses, and more.

Student Grants

Grants do not need to be repaid and it’s possible that you’re eligible for more than one kind of grant.

Student Loans

Loans do not need to start being repaid until 6 months after you graduate or finish your studies. (Here are some tips on how to pay them back quickly.)

How much you can get will depend on:

  • Your province or territory of residence
  • Your family income
  • If you have dependants
  • Your tuition fees and living expenses
  • If you have a disability

You can read more about Canada’s student grants and loans here.

How to Apply

The key for you is to take advantage of your provincial or territorial aid office. Every province and territory is different, but each one will help you:

  • Find out if you’re eligible for student grants and loans
  • See how much money you can get
  • Apply for all provincial/territorial and federal student grants and loans in one application

Once you apply, your province or territory will reach out to you for next steps.

Scroll down to your province or territory to find the student grants and loans that are available to you. Good luck!

Alberta

Student grants and loans

https://studentaid.alberta.ca/

British Columbia

Student grants and loans

https://studentaidbc.ca/

Manitoba

Student grants and loans

https://www.edu.gov.mb.ca/msa/

New Brunswick

Student grants and loans

https://www2.gnb.ca/content/gnb/en/departments/post-secondary_education_training_and_labour/Skills/content/FinancialSupport/StudentFinancialServices.html

Newfoundland and Labrador

Student grants and loans

https://www.gov.nl.ca/aesl/

Northwest Territories

Student grants and loans

https://www.ece.gov.nt.ca/en/services/student-financial-assistance

Nova Scotia

Student grants and loans

https://novascotia.ca/studentassistance/

Nunavut

Student grants and loans

https://www.gov.nu.ca/student-funding

Ontario

Student grants and loans

https://www.ontario.ca/page/osap-ontario-student-assistance-program

Prince Edward Island

Student grants and loans

https://www.princeedwardisland.ca/en/topic/student-loans-bursaries-grants-and-awards

Quebec

Student grants and loans

http://www.afe.gouv.qc.ca/en/

Saskatchewan

Student grants and loans

https://www.saskatchewan.ca/studentloans

Yukon

Student grants and loans

https://yukon.ca/en/education-and-schools-student-financial-support

If you’re looking to supplement any student grants or loans with some more financial assistance, be sure to check out StudentAwards for scholarships, bursaries, and student awards.